Portfolio Management Designed Around Your Goals

Shope & Associates recognizes that risk management strategies paralleled with your appetite for growth must always accommodate your cash flow requirements. To balance these goals, we work with you to create a customized Asset Allocation* strategy, supported by tax planning advice and experienced investment management.

Shope & Associates does not attempt to time the markets. Our approach to Asset Allocation is strategic and incremental, not reactive and dramatic. We start with investment diversification* while aiming to outperform the market. We attempt to do this by addressing what we believe are the three greatest risk factors to managing the overall consolidated investment portfolio.

Structuring the Asset Allocation of the Consolidated Investment Portfolio

We believe our client’s asset allocation should be entirely reflective of their current situation, future, feelings, and family dynamics.  By doing so, our client’s portfolios are customized to coincide with their tolerance for risk and their desire for growth.

Monitoring the Asset Allocation of the Consolidated Investment Portfolio

Shope & Associates utilizes a very structured and disciplined approach to not only establishing the Asset Allocation, but in the ongoing management of the consolidated portfolio as well.  Asset Allocation management is not a static process, but is, in fact, an ever-evolving ongoing process.  There are two key issues to effectively monitor the Asset Allocation of the consolidated portfolio: Rebalancing and reallocating. 

We believe in rebalancing our client’s portfolios when the market drives sectors, styles, or major components out of balance.  There are two parts to this:  (1) Identifying when to rebalance.  (2) Implementing it.  Our investment platform has proven to be a major factor to help ensure we are able to implement this key task effectively for our clients.

The second key issue in effectively monitoring the Asset Allocation of the consolidated portfolio is to reallocate when necessary.  Reallocation typically occurs only when the client’s current situation, future, feelings, or family dynamics change.  These are generally a result of a major change or event in the client’s situation.

The correlation or interrelationship of the Investments, Funds, and Managers within the Consolidated Portfolio

We believe there are two criteria in the selection and retention of investments, funds and managers:  (1) Each Investment, Fund, and Manager must be suitable to the client's need.  (2) Each Investment, Fund, and Manager must also interrelate well with other Investments, Funds, and Managers with no excessive overlaps, no excessive conflicts and having checks and balances (alternative investments).

We take our client’s wealth management needs seriously.  That is why we continually seek out only the best resources available not only in the universe of investment products but in the people, systems and strategies as well.  

Note:

*Asset allocation and diversification do not guarantee against loss or ensure a profit; they are methods used to help manage risk.